Why buy insurance if South Carolina Board of Cosmetology already licensed me?Your license and your insurance solve separate problems. In Charleston, hosts still require a certificate before they grant access. |
Online liability limits?For eligible CoverSmart hair paths, the screen displays $1M / $2M ahead of any binder. |
South Carolina solo starting price?Many eligible solos start around $193 a year, and the live number can shift based on your answers. |
South Carolina small-shop path?Many eligible shops with no more than three employees use Option 2. CoverSmart shows the exact price when you quote online. That includes $5,000 business property when eligible. |
Out-of-scope work?Use the custom quote form on this site for nails, waxing, or esthetics. |
Agency behind South Carolina Salon & Barber Protect?The agency is Stockton-Hill Insurance LLC. Amanda Hill is the licensed agent, and Edward is the AI guide. |
Firm premiums in chat?Edward does not make up premiums. Send the form and a person will follow up. |
Lease wording problems?Pause and ask for a custom quote whenever the exhibit wants wording the online path is unable to print. |
Employees and workers compensation?
This liability coverage does not serve as workers compensation, so review South Carolina law on that separately.
Where to verify renewal rules?
Go to https://www.llr.sc.gov/cosmo/. When a CE summary is unconfirmed, the South Carolina Board of Cosmetology has the final say.
Call-in number?
Dial (843) 212-7245.
Named insured tips?
Your formation papers, the shop name on file with the board, and the certificate should all match. Do not rely on a certificate that shows only a nickname.